Mortgage counselling by bccsltd
Mortage Counselling enables communication between yourself and your mortgage provider. The reason for the service is that your provider has been trying to contact you for some time, usually with regards to arrears on your account, and has been unable to make contact.
The account is then assigned to someone like us, an independant and impartial person, whose job it is to come out to your home and find out the reasons behind the problem. We will sit down with you and create a financial statement, listing your income and expenditure to assist you prioritise your spending and to enable you to make an educated decision on what you can afford to reduce your arrears. Once we have come to an agreement between ourselves, We will return the report to your mortgage lender for them to accept, which in most cases they do.
At this point we also stress the legal implications of not conforming to an arrangement, once agreed with a lender.
Once at this stage, there are several other services that we can offer, which are listed seperately.
